People buy health
insurance for different reasons. The following are ten of
these reasons. Please look them over and consider which reasons
apply to you and which do not. This will help you to evaluate
what type of health insurance will best meet your personal
needs.
(1) Health insurance can protect you from the risk of uncertain
bills for health care.
(2) Without health insurance, you may not be able to afford
expensive services.
(3) Health
insurance can pay for services that you use often.
(4) Health insurance can help you to get better quality care as
a member of a coordinated health plan than you would get on your
own.
(5) With health insurance, you do not have to worry about the
cost of care when you are sick.
(6) The additional money provided by affordable health
insurance when you are sick may be more valuable to you than
money when you are well.
(7) If you have more dependents than most people, then you may
get more out of a family policy for health
insurance.
(8) If you or your dependents have more health care needs than
most people and you only pay an average premium, then you get
more from health insurance than most people.
(9) You do not pay income tax on health insurance benefits so it
is more valuable per dollar than the same amount in taxable pay.
(10) Health
insurance companies generally pay lower prices to doctors
and hospitals than you would pay on your own.
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