You were struck and it’s clearly not your fault! If at all possible, don’t remove your vehicle until the police arrive, allowing them to view and ensure whatever evidence which may be important.
DEALING WITH THE EYE WITNESS, IF INDEED THERE IS ONE: You MUST have a pad, pencil and/or pen with you (best place to keep them is in your glove compartment)however it’s not a good idea to ask, “Did you witness this“? More often than not that will turn them off!
It’s much better to ask, “What happened here?” If the individual is willing to talk don’t insist, “Give me a written statement”, because that seems too formal or demanding. Since you’re obviously busy, hand them the pad and pen and say something like, “Please, while I take some photograph” (or whatever) “just write down what you saw.” Then go on about your business.
When that person is finished you should thank them profoundly and say something like, “I’ll go over this later. In case I can’t make something out, please, give me your name and a phone number where I can reach you if I have any questions.”
More often than not if you read their statement and then insist, “Sign this,” you’ll put them on the defensive. With a statement in their handwriting, it can later be concluded that the statement is indeed theirs. If they sign it great, but don’t make an issue of it.
"Why not" ? you may ask. The answer to that is simple,"Because you want them on your side"!
ALWAYS REMEMBER: Because a witness may seem credible and may believe what they’re saying is true doesn’t mean they’re correct. Credibility and honesty have nothing to do with it - - especially if their memories slip a bit. That’s why you should try to get it in writing!
REFUSING MEDICAL ATTENTION AT THE SCENE
Many people (even when they feel pain) will refuse medical attention at the scene and go home. Then, after several hours of increasing pain, they’ll need help. Should they end up dealing with the typical Insurance Adjuster (who is quick to assume they’re being conned by a crooked individual) they’re told that the pain they allegedly felt had nothing to do with an injury!
That’s the biggest reason why one should immediately, either by ambulance(or somehow)demand they be brought to the closest Emergency Room.
Whenever you’ve been the victim of somebody else’s lack of care while operating their motor vehicle, it’s crucial that you immediately contact the local police department.
Don’t listen to the other operator who may say, “Hey, we’ll handle this ourselves”.
YOU MUST NEVER FORGET: The individual making such a statement may possibly tell a completely different story (than the one they kinda like stick to and tell you at the scene) when the matter is discussed with the police and/or their own insurance company.
ALSO: There’s a “Time-Lapse Of Memory” thing which (more often than not) comes into play. Many times witness’s are much better at arcticulating a circumstance - - even if they’re dead wrong!
An “Honest Person” may tell it exactly the way it was but they may not seem convincing; whereas a “Practiced Liar” can often persuade people to believe their story to be true - - when it’s not!
DISCLAIMER: The purpose of this article: “HANDLING YOURSELF AT YOUR MOTOR VEHICLE ACCIDENT SCENE” is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, Christopher Knight nor EZINE ARTICLES make any guarantee whatsoever, NOR do they purport to engage in rendering any legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL’S RESPONSIBILITY to obtain such services.
Dan Baldyga’s third and latest book, AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the Internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com. This book reveals How To handle your property damage claim so you won’t be taken advantage of. It also goes into detail regarding BASE (The Baldyga Settlement Evaluation Formula). THE BASE FORMULA explains how to determine the value of the Pain and Suffering you endured - - because of your personal injury!
Copyright (c)2005 By Daniel G.Baldyga
Dan Baldyga is a retired Insurance Claim man. He was an Adjuster, Supervisor, and Claims Manager for 30 years and then spent another 5 as a Trial Counsel. He has writen 3 highly successful "How To" Automobile Accident books. He can be reached at dbpaw@comcast.net. Article Source: http://EzineArticles.com
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