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How To Prevent Identity Theft |
By:
Matthew Knight |
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How to Prevent Identity Theft
Matthew Knight
Identity theft is the fastest growing white collar crime in the world. It involves a person illegally using another person's identity to gain financial advantage or commit a crime. The most common form of identity theft is credit card fraud where a person applies for a credit card under another person's name and begins using it.
How Identity Thieves Work
* By going through your trash or stealing your mail.
* Old computers can still have personal data recorded on the hard drive that identity thieves can access.
* Finding information on a person from the internet, public registries or records.
* From thieving wallets or handbags containing personal information.
* Skimming a credit card through a card reader that reads the information on the card.
* Stealing information from a computer via the internet.
* Posing as an employee of a trusted organization and then asking for personal information.
* Using MySpace and Facebook to look up personal information on people.
How to Prevent Identity Theft
There are several simple ways to help prevent identity theft.
* Shred or tear up personal mail and papers before throwing them out. This includes credit card offers, bank account details and tax return information.
* Don't reply to email asking for passwords or financial information, even if its appears they are from legitimate organizations.
* Keep your credit card in your sight when paying for bills to avoid someone taking the few seconds to put your card through a card reader in order to steal your credit card data.
* Never give out information over the phone, regardless who they say they are.
Finally, a good way to ensure that your identity is never stolen is to join a identity theft protection company. These companies will monitor your personal information and credit data, notifying you about any suspicious behavior. Fees for such services begin at only a few dollars per week.
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Article Source: http://www.PopularArticles.com/article151590.html |
Article: How to Prevent Identity Theft
Author: Matthew Knight
Total Views: 38
Word Count: 354
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Legal / Identity Theft
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