Mexican Insurance - A Popular Choice for Good Reason
Linden Gray
The Mexican Insurance Store reports the primary legal and insurance problems relating to travelers driving to Mexico. English common law is practiced in the US and Canada, while Napoleonic Law is followed in Mexico. Generally, in Mexico you are considered guilty until proven innocent and in the US or Canada you are considered innocent until proven guilty. The differences in application of these two principles can cause nightmarish problems to the naive traveler who is unaware of the need to purchase Mexican Insurance.
Typical Mexican Auto Insurance Problems:
1. Not buying Insurance for Mexico
U.S. & Canadian car coverage is INVALID in Mexico. Travelers that don't have Mexican Insurance and have an auto accident may spend days or even months in jail and have their transportation seized to pay for any damages done.
2. Forgetting to Buy Emergency Medical Assistance
Traveling in Mexico is fun, but it can become a traumatic ordeal without emergency medical assistance. US health insurance generally excludes coverage in Mexico.
3. Searching for Mexican Auto Insurance
It is highly recommended that you purchase Mexico auto insurance before entering the country. Although Mexican insurance can be purchased from various sellers just prior to entering, you will have great difficulty reading your policy on the go and trying to figure out if your policy is from a reputable insurance provider approved by the Mexican authorities, if you have the good quality coverage for your trip, if any activities that you plan to do are excluded, or if you if the price is fair?
4. Legal Help and Bond Expenses
Here is an area is often forgotten in policy coverage. Your Mexico Auto policy should include a provision for Legal Assistance and Bond Expenses.
5.) When you buy coverage, you should receive the following to take with you on your trip:
* Authentic and recognized Mexican insurance policy * Accident instructions and essential policy information * Important phone numbers * Credit Card Payment receipt
Make sure your plan covers your entire stay. All companies have daily, weekly, and yearly policies. You may find it less expensive to buy coverage with a longer period if you plan to stay over 20 days or 4 weeks.
Linden Gray has 29 years of insurance experience. Gray has been featured in RV Magazine, PE.com, Google News, Yahoo, Digg and Buzzle. Visit Mexican Auto Insurance or Mexican Insurance
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