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Got It Covered

By: Al Callaghan

Published: October 10, 2010
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You consider yourself safe from flooding if you live on a hill. You think you've got it covered if you have a good vet for your English bulldog. Your landlord won't charge you for damages to your apartment if you have good cover. Car insurance covers every eventuality and you have it. Ah, but you haven't thought of travel insurance for a trip to the seashore, cover for your classic car nor cover for your collection of antique radios. You need cover that covers you for all eventualities.

Flood cover isn't the only subject to be considered. There are tips and methods for protecting your home when heavy rains occur. Sealing windows and doors, moving furniture and appliances to higher "ground," rolling up and storing your expensive Persian rugs, putting on high shelves what rests on the floor of the basement and clearing the gutters and downspouts are only a few of the occurrences for which to be prepared. Earth shifts. When it does, cover for the eventuality of walls separating from the ceiling would be useful. Standing water needs to be removed before it damages the foundation of the structure. Got it covered?

Pets benefit from cover that covers all eventualities as well. At times they need specialized medication for a plethora of health problems in addition to preparations for the enhancement or continuation of quality of life. Good cover will answer the problem of your pet's failure at obedience school when he bites the letter carrier. Cover is sometimes needed when your pet travels with you, for damage to the hotel room is possible. Your English bulldog is missing? Got it covered?

Landlord and car cover are sufficient unto themselves, but the benefits of cover for all eventualities stretch into subjects like your hobbies, collections, awards and travel. Medical cover on a trip is almost never thought necessary until you run out of your medication and the city you're in doesn't take your HMO. Locating cover for your collections and hobbies is becoming easier as people are now demanding cover for what they consider valuable. Worth is undergoing a makeover, as items of value increase with the age of the item, wearing tags like "classic" and "antique." Got it covered?

Getting cover for all eventualities is becoming more common and relatively inexpensive in ratio to the number of instances in which you value it. Got it covered?

Al Callaghan writes articles on money and personal finance news including where to find the best car insurance policy.


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